Pet Care Professionals Insurance
Protection designed for you.
Get the specialized insurance and service you need as a pet care professional. You’ll find our people truly care and enjoy helping you.
Key Coverage Benefits
- Coverage for operations of pet training, sitting, grooming, and walking. Kennels with day and overnight services are eligible.
- Animal Bailee Coverage for dogs and other animals in your care, custody, and control. Available limits of $500, $1,000, or $2,500 per animal.
- Property Coverage for your fencing and other outdoor items
- Coverage for Incidental Pet Breeding and Sales
Additional Important Features
- General Liability
- Property Coverage for your Building and Contents
- Inland Marine Coverage for your equipment
- Business Income and Extra Expense
- Auto – Including trailers used for transportation
Outstanding Claims Service
- When we’re notified of a loss, we call you back within 24 hours, follow up regularly, and work with you until your claim is resolved.
Consultative Risk Management
- We offer risk management solutions that help you improve safety.
We know the unique exposures of operating a doggy daycare / boarding kennel
We work with the top A Rated Carriers to offer the broadest liability coverage for the pets and property in your care
We offer a full array of coverage options including optional coverage endorsements for pet sitting, dog walking, pet training and grooming.
The graphic below is interactive.
Explore and learn more about some unique risks as well as the related insurance solutions
Commercial Property Insurance
Possible Liability: Your kennel, pet shop, pet daycare, pet sitting/walking business, pet hospital or veterinary clinic falls victim to fire, theft, or any other type of disaster included in the policy.
Solution: Coverage for the building, signage, furniture, equipment, inventory, fence, and landscaping to be repaired or replaced in case of untoward incident.
Commercial General Liability
Possible Liability: Claims due to accidents for damage to other people’s property, bodily harm, personal injury.
Solution: General Liability is necessary to save businesses from financial loss, lawsuits, claims, or damages due to non-professional negligent acts by your services, company operations, or your workers.
Possible Liability: Most states require employers to cover for any employee work-injuries.
Solution: Make sure to add this to your policy to avoid penalties and be able to provide benefits to eligible employees.
Possible Liability: Employees that might sue their employers for what they feel are unequal or unfair treatment.
Solution: Employment Practice Liability Insurance usually comes as a standalone policy and can cover the business and upper management officers. A Third-Party coverage option can also be added by endorsement to address claims made by clients and vendors for acts done by employees.
Possible Liability: Risk of customer’s financial info getting lost, stolen, or endangered can turn into a legal responsibility for a business to communicate about any such breach and even pay for financial damages.
Solution: Adding a cyber liability policy can assist with the fees and losses in the aftermath of a cyberattack.
Possible Liability: Licensed professionals and staff can be sued for alleged misdiagnosis or incorrect dental procedures. Exorbitant settlements may force the practice to close.
Solution: Professional liability insurance can protect a veterinarian, pet trainer, and/or other licensed staff from costly lawsuits.
Responsibility and Management
Possible Liability: Responsibility for any unfortunate event that may happen to livestock owned but others on your farm.
Solution: Adding Care, custody, and control as an animal bailee or boarding kennel endorsement to your policy can protect you from liability.
Errors and Omissions
Possible Liability: Sometimes a simple clerical error, non-provision, or missing information in a service or product offered by a business can cause lawsuits.
Solution: Professional Liability Insurance can be added as a security measure in cases where negligent acts, errors, or omissions transpiring during company activities, and which potentially result in a financial loss for the client.
Business Owners Policy
Possible Liability: As a pet care professional, you might not need as many inclusions in a policy.
Solution: BOP is a custom-made policy that can protect your assets, employees, your business, and other details you may want to set up. It would be best to discuss this further with your agent.
DISCLAIMER: Consult actual policy for exact terms and conditions or talk to your insurance agent for clarifications.
Phone: (720) 221-8168
Phone: (855) 973-1202
Toll-Free: (877) 658-2472
Fax: (720) 221-6787
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