Driving School Insurance

Key Coverage Benefits

  • Classroom Liability Coverage
  • Broadened definition of covered auto
  • Coverage for driving instructors and student drivers while being instructed
  • Abuse and molestation liability

 

Additional Important Features

  • Comprehensive general liability
  • Premised liability
  • Property damage liability
  • Personal and advertising injury liability
  • Property coverage for your building and contents
  • Business marine coverage for your equipment
  • Auto-owned hired and non-owned 

Supplementary Coverage Available

  • Employee benefits liability
  • Employee practices liability
  • General Liability WRAP – Broader general liability protection with increased limits for supplementary payments, automatic additional insured for certain eligible persons and more.

 

Value – Added Services

Outstanding Claims Service

  • When we’re notified of a loss we call you back within 24 hours follow-up regularly and work with you until your claim is resolved.

Consultative Risk Management

  • We offer risk management solutions that help you improve safety
  • You have unlimited access to our online safety resource.

(720) 221-8168

Call or text us for more information

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The graphic below is interactive.
Explore and learn more about some unique risks as well as the related insurance solutions

Driving school scene
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Commercial General Liability

Possible Liability: Claims due to accidents for property damage, bodily harm, personal injury.

Solution: General Liability is necessary to save businesses from financial loss, lawsuits, claims, or damages due to non-professional negligent acts by your services, company operations, or your workers.

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EPLI

Possible Liability: Employees that might sue their employers for what they feel are unequal or unfair treatment.

Solution: Employment Practice Liability Insurance usually comes as a standalone policy and can cover the business and upper management officers. A Third-Party coverage option can also be added by endorsement to address claims made by clients and vendors for acts done by employees.

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Professional Liability

Possible Liability: Licensed professionals and staff can be sued for alleged misdiagnosis or incorrect dental procedures. Exorbitant settlements may force the practice to close.

Solution: Professional liability insurance can protect a dentist and/or other licensed staff from costly lawsuits.

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Workers Compensation

Possible Liability: Most states require employers to cover for any employee work-injuries.

Solution: Make sure to add this to your policy to avoid penalties and be able to provide benefits to eligible employees.

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Commercial Umbrella/ Excess Insurance

Possible Liability: If your company is found liable for loss that exceeds limits of a standard policy.

Solution: Adding a commercial umbrella policy can accommodate extended limits from $2,000,000 and $10,000,000 over general liability workers comp, commercial auto and directors and officers liability insurance.

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Commercial Property Insurance

Possible Liability: Business property catches fire, theft, or any other type of disaster even during or may years after construction.

Solution: Coverage for the building, signage, furniture, equipment, inventory, fence, and landscaping to be repaired or replaced in case of untoward incident.

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Commercial Auto Insurance

Possible Liability: Accidents involving vehicles owned or leased by the company causing physical harm or property damage to others as well as rendering the vehicles unusable.

Solution: Business Auto policy for leased or owned vehicles that can also include comprehensive and collision coverage.

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Cyber Liability

Possible Liability: Risk of customer’s financial info getting lost, stolen, or endangered can turn into a legal responsibility for a business to communicate about any such breach and even pay for financial damages.

Solution: Adding a cyber liability policy can assist with the fees and losses in the aftermath of a cyberattack.

DISCLAIMER: Consult actual policy for exact terms and conditions or talk to your insurance agent for clarifications.

Contact Us

Address:    4380 South Syracuse St. Suite 310 Denver, CO 80237
Email:         info@teamais.net
Phone:       (720) 221-8168
Phone:      (855) 973-1202
Toll-Free:  (877) 658-2472
Fax:            (720) 221-6787

Get In Touch